The straight deal on the HECM reverse mortgage from an industry insider.

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Recent Articles
Reverse Mortgage Purchase Calculator

Introducing Our Reverse Mortgage Purchase Calculator

March 2, 2019
Did you know that we have a reverse mortgage purchase calculator? If not, don’t feel bad! We rolled it out a few months ago, so it’s still pretty new. Our reverse mortgage purchase calculator is a great way to estimate how much of a down payment you’ll ... Read More >
HECM Reverse Mortgage Line of Credit

The Reverse Mortgage Line of Credit is Fantastic. Here’s Why.

February 18, 2019
The HECM reverse mortgage line of credit is simply fantastic. It’s a shame that so many seniors and their advisors and family members remain unaware of its potential benefits. If you’re at least 62, the HECM line of credit can substantially enhance your lifestyle and financial security ... Read More >
It's a bummer to retire without a mortgage. Here's why.

Retiring Without a Mortgage is a Total Bummer! Here’s Why (And It’s Probably Not What You Think).

February 3, 2019
Would you think I was crazy if I said retiring without a mortgage is a total bummer? After all, who in their right mind wouldn’t love to retire with no mortgage payment? OK, so maybe I’m exaggerating a bit. Maybe it’s not a total bummer, but it’s ... Read More >
Ideal HECM reverse mortgage candidate

What Does the Ideal HECM Reverse Mortgage Candidate Look Like?

January 20, 2019
The HECM reverse mortgage is a fantastic home loan product, but it’s not the right solution for everybody (nor does everybody qualify, anyway). What does the ideal reverse mortgage candidate look like? Who is the program most ideally suited for? I’ve helped many seniors get reverse mortgages ... Read More >
What is a HECM reverse mortgage?

Pros and Cons of a HECM Reverse Mortgage

January 16, 2019
Like any financial product, there are some pros and cons of a reverse mortgage that can make it a great option for some seniors and a less than great option for others. A HECM reverse mortgage isn’t necessarily the perfect solution for everybody, but for those that it ... Read More >
What One Couple Did to Get a Reverse Mortgage Was Crazy

What One Couple Did to Get a Reverse Mortgage Was Pretty Crazy (Or Was It?)

January 6, 2019
Accountants and financial advisers beware, this case study might freak you out a bit. What if I said that a couple chose to drain their $80,000 IRA to get a reverse mortgage? Say what?? Gut an IRA to get a reverse mortgage? Were they nuts? It might sound ... Read More >
Reverse Mortgage Myths

The Top 12 Reverse Mortgage Myths and Misconceptions

January 4, 2019
The reverse mortgage is a hugely misunderstood mortgage product. Even financially savvy people like attorneys, CPAs, and financial advisors often have it wrong about reverse mortgages. I’ve helped hundreds of seniors over the years get reverse mortgages and I think I’ve heard just about every myth and ... Read More >
New HECM Lending Limit

Newly Increased HECM Lending Limit to Take Effect in January

December 23, 2018
Many seniors will soon have significantly more cash available through a HECM reverse mortgage. As of January 1, 2019, the HECM lending limit will be increased by FHA to $726,525 from the current limit of $679,650. FHA periodically updates the lending limit to reflect prevailing home values ... Read More >
One Couple's Tragic Situation

One Couple’s Tragic Situation And Why I Couldn’t Help Them

December 10, 2018
What do you think it’s like to be in your late eighties, in declining health, without a dime in the bank, and facing foreclosure? I had the chance to find out when I chatted with a woman in this exact situation. Folks, I’ll tell you, it isn’t fun. ... Read More >
Are You Flushing Your Retirement Income Down the Drain?

Are You Flushing Your Retirement Income Down the Drain?

November 26, 2018
A lot of retired seniors are flushing their hard-earned income and assets down the drain. Are you one of them? If you’re like many seniors, you might have refinanced your mortgage in the past few years to take advantage of low interest rates. You may also have ... Read More >