The straight deal on the HECM reverse mortgage from an industry insider.

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Recent Articles
The HECM as "Retirement Insurance"

Does Your Financial Plan Include “Retirement Insurance”?

April 28, 2019
Does your financial plan include “retirement insurance”? I’m guessing you’ve never heard of such a thing, right? The term is sometimes used to refer to Social Security or insurance products that target retirees, but that’s not what I’m referring to here. There is no insurance product called ... Read More >
A HECM Line of Credit Example

A HECM Line of Credit Example

April 18, 2019
The HECM reverse mortgage line of credit is a great financial tool for many seniors. If you owe little to nothing on your home, the HECM line of credit can turn a portion of your home’s value into a tax-free retirement “account” that will grow larger over ... Read More >
The One Simple Question That Could Get You Thousands More From a HECM Reverse Mortgage

The One Simple Question That Could Get You Thousands More From a Reverse Mortgage

March 31, 2019
What if I told you there was one simple question that could net you thousands (or maybe tens of thousands) more from a reverse mortgage. Would you want to learn more? If so, read on! Now, before I fill you in on what this question is, let ... Read More >
How Much Equity Do You Have to Have to Qualify for a Reverse Mortgage?

How Much Equity Do You Have to Have to Qualify for a Reverse Mortgage?

March 30, 2019
How much equity do you have to have to qualify for a reverse mortgage? Great question! The answer is: it depends! There’s no set amount that everybody qualifies for, so there’s no set amount of equity you need to make a reverse mortgage workable. How much you ... Read More >
Growth of Principal Limit

Growth of Principal Limit: What it is and How it Works

March 18, 2019
Growth of principal limit is a key feature of a reverse mortgage, but few people really understand how it works. I’m going to get a little technical here, but hang with me. If you grasp what I’m about to cover, you’ll have a better understanding of the ... Read More >
Reverse Mortgage Purchase Calculator

Introducing Our Reverse Mortgage Purchase Calculator

March 2, 2019
Did you know that we have a reverse mortgage purchase calculator? If not, don’t feel bad! We rolled it out a few months ago, so it’s still pretty new. Our reverse mortgage purchase calculator is a great way to estimate how much of a down payment you’ll ... Read More >
Reasons Not to Get a Reverse Mortgage

The 3 Biggest Reasons Not to Get a Reverse Mortgage

February 18, 2019
There’s no question a HECM reverse mortgage is a great financial tool. However, any good reverse mortgage professional will freely acknowledge that it’s not the right solution for absolutely everybody. There are some scenarios where a reverse mortgage might not make sense. Before we dig into some reasons not ... Read More >
HECM Reverse Mortgage Line of Credit

The Reverse Mortgage Line of Credit is Fantastic. Here’s Why.

February 18, 2019
The HECM reverse mortgage line of credit is simply fantastic. It’s a shame that so many seniors and their advisors and family members remain unaware of its potential benefits. If you’re at least 62, the HECM line of credit can substantially enhance your lifestyle and financial security ... Read More >
It's a bummer to retire without a mortgage. Here's why.

Retiring Without a Mortgage is a Total Bummer! Here’s Why (And It’s Probably Not What You Think).

February 3, 2019
Would you think I was crazy if I said retiring without a mortgage is a total bummer? After all, who in their right mind wouldn’t love to retire with no mortgage payment? OK, so maybe I’m exaggerating a bit. Maybe it’s not a total bummer, but it’s ... Read More >
Ideal HECM reverse mortgage candidate

What Does the Ideal HECM Reverse Mortgage Candidate Look Like?

January 20, 2019
The HECM reverse mortgage is a fantastic home loan product, but it’s not the right solution for everybody (nor does everybody qualify, anyway). What does the ideal reverse mortgage candidate look like? Who is the program most ideally suited for? I’ve helped many seniors get reverse mortgages ... Read More >