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Expert was founded in 2016 by Mike Roberts, a successful reverse mortgage industry veteran and the author of The Reverse Mortgage Revealed.


We're not a lender, so we're not trying to sell you anything. We're a free resource to help homeowners decide if a reverse mortgage is right for them.

Trusted is a trusted resource on reverse mortgages that has been featured, cited, and mentioned in numerous reputable online publications.

Proprietary Mortgage Calculators

How much can you get from a reverse mortgage? How much can you save by recasting your mortgage? How do you calculate a HELOC payment? Find out answers to questions like these in seconds using our proprietary and simple-to-use mortgage calculators.

Downloadable HELOC Calculator Spreadsheet

Our HELOC calculator Excel spreadsheet is fast, simple, and free! Easily calculate a variety of HELOC scenarios based on...
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Downloadable Excel Reverse Mortgage Calculator

Download your own Excel-based reverse mortgage calculator and easily calculate multiple payout options and programs in seconds.
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HECM Reverse Mortgage Calculator

How much can you get from a reverse mortgage? Find out in seconds with this fast and simple-to-use reverse mortgage calculator.
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HECM Reverse Mortgage for Purchase Calculator

Yes, you can purchase a home with a reverse mortgage. Estimate your down payment with this fast and easy-to-use calculator.
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Mortgage Recast Calculator

Our mortgage recasting calculator is fast and simple to use. Quickly and easily calculate your potential mortgage recast payment and interest savings.
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Reverse Amortization Calculator

Our reverse amortization calculator is fast and simple to use. Quickly and easily calculate reverse amortization for a variety of loan terms and interest rates.
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Reverse Mortgage Basics

If you're not familiar with how a reverse mortgage works, the following articles will help get you started. They cover the basics of what a reverse mortgage is, how it works, common misconceptions, and potential pros and cons you should be aware of.

Current Interest Rates

Not sure about a reverse mortgage? Other options may be available, including a "cash out" mortgage or HELOC.

Click the links to check out the latest mortgage and HELOC interest rates. Quickly and easily compare multiple loan options and lenders all in one place.

The Reverse Mortgage Revealed

The reverse mortgage is a fantastic financial tool, but it's not the perfect solution for everybody. Is it right for you?
The Reverse Mortgage Revealed cover image

Author Mike Roberts is the founder of and a veteran of the reverse mortgage industry. Writing in plain language, Roberts cuts through all the nonsense, rumors, and hype you may have heard about reverse mortgages. You'll discover:

  • How a reverse mortgage really works.
  • Who should (and shouldn't) get a reverse mortgage.
  • Common myths and misconceptions.
  • Little-known insider tips and tricks the banks often don't tell you.
  • How to increase your payout and reduce closing costs.
  • Pitfalls to avoid.
  • How to finance a home purchase without a mortgage payment.

This book also includes detailed case studies based on real-life scenarios that tie key concepts and terms together. You'll see for yourself how a reverse mortgage can help you live a more enjoyable and financially secure retirement.

Available at

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