Mortgage 101

New to mortgage financing? Looking for mortgage rates? The articles and resources below can help get you up to speed on how mortgages work and help you find the right mortgage product for your needs.

Why did my escrow go up?

Ouch! Why Did My Escrow Go Up? Here Are 3 Potential Reasons

Yikes, why did my escrow go up so much? If you're asking this question, believe me, you have plenty ... Read More
What is a Family Opportunity Mortgage?

The Family Opportunity Mortgage Is Great. Here's How It Works.

The Family Opportunity Mortgage is a great way to purchase a home for a family member. We'll explain how ... Read More
FACOP Loan - Image With House And Cash

What the Heck is a FACOP Loan? An Experienced Industry Veteran Explains

You've heard of a FACOP loan, but what the heck is it? Is it legitimate? We'll explain what this ... Read More
No payment home equity loan.

Yes, It's Possible To Get a No Payment Home Equity Loan, But You Have to Know Where to Look

Homeowners across America are tapping into home equity using a new and little-known no payment home equity loan.  ... Read More
Home equity investment

Using A Home Equity Investment (HEI) to Cash Out Home Equity: Dumb Move or Savvy Play?

A home equity investment, or HEI, is a new and little-known way to tap into home equity with no ... Read More
No income home equity loan featured image.

A New And Intriguing No Income Home Equity Loan Is Now Available; Here's How It Works

Homeowners across America are tapping into their home equity using this new and little-known no income home equity loan ... Read More
Texas Cash Out Refinance

The Texas Cash-Out Refinance Is Unique. Here's How It Works.

If you're a homeowner in Texas, you've probably heard that the Texas cash-out refinance rules are somewhat unique. If ... Read More
Mortgage Without 2 Years Work History

How to Get a Mortgage Without 2 Years Work History, According to a Mortgage Industry Veteran

It can sometimes be challenging to get a mortgage without 2 years work history, but it's not impossible. If ... Read More
What is a purchase money mortgage? How does it work?

6 Purchase Money Mortgage Advantages and Disadvantages

What is a purchase money mortgage? How does it work? We'll answer these questions and explain six potential advantages ... Read More
Massachusetts home equity loan rates.

Today's Massachusetts Home Equity Loan Rates

Looking for home equity loan rates in Massachusetts? You're in the right place. See below for the latest Massachusetts ... Read More
New Jersey home equity loan rates

Today's New Jersey Home Equity Loan Rates

If you're looking for New Jersey home equity loan rates, you're in the right place. See below for the ... Read More
Current Arizona Home Equity Loan Rates

Today's Arizona Home Equity Loan Rates

If you're looking for home equity loan rates in Arizona, you're in the right place. See below for the ... Read More